The month is almost coming to an end. So we have to share that October is Estate Planning Awareness Month, reminding us that while we plan for weddings, vacations, education, and retirement, many of us delay one of the most important plans: our estate plan.

According to Caring.com and D.A. Davidson, about 66 to 68 percent of Americans don’t have an estate plan. Common reasons include thoughts like “I’ll do it later,” “I’m not rich,” “I don’t have a family,” or “It’s too complicated.” (More Estate Planning Myths). Many assume estate planning is only for the wealthy or something to consider later in life. The truth is, everyone has something worth protecting, whether it’s personal belongings, savings, family, or decisions about healthcare. An estate plan ensures your wishes are known and carried out, no matter your situation or income.

At Cardon Law, we guide people through the process so it doesn’t feel overwhelming. An estate plan isn’t about how much you own; it’s about who and what matters most to you. It protects your choices, your loved ones, and the things you have worked hard for. It also provides clear direction when you may not be able to speak for yourself. Having a plan gives you confidence that your future and the people you care about are supported, no matter what life brings.

It can also reduce the financial and emotional strain your loved ones might face. Most importantly, it brings peace of mind knowing your wishes will be honored as you intended.

Why People Wait, and Why It’s Understandable

• Life moves fast, we completely understand that. Between family, work, and daily obligations, estate planning rarely feels urgent. We believe that we have plenty of time in the world to worry about that later. 
  
• Many people believe estate planning is only meant for the wealthy or those with “complicated” assets. Perhaps, they may feel they don’t have enough assets to make it worthwhile. 
  
• Some assume it’s too expensive or difficult to understand.
  
• Others simply don’t know what an estate plan includes or how it could benefit them right now.

These are all valid concerns, and it’s okay to have them. The good news? While these reasons for delaying are common, there are approachable, simple ways to start. No matter your income, family status, or stage in life, estate plans can be molded and created for your specific life. The joy is that updating your estate plan as your life changes is simple, so you don’t have to worry about starting over.

What an Estate Plan Actually Does

An estate plan is not just about distributing assets after death. These documents are a plan that gives you control for decisions that impact you, even if life takes an unexpected turn.

With an estate plan, you can:

• Decide who will care for your children if you cannot.
• Name someone you trust to make medical or financial decisions if you’re incapacitated.
• Make sure your business or property goes to the right people.
• Protect your loved ones from long, expensive court battles.
• Leave clear instructions that prevent confusion, tension, or disagreements among family members.

It’s Not Just for Families

Whether you’re single, married, have kids, or don’t… we understand that everyone benefits from having a plan.

If you have children: you can name trusted guardians so the court doesn’t decide.
If you’re single: you can name someone to make healthcare or financial decisions on your behalf.
If you have pets: you can designate who will care for them.
If you own a business: you can decide who steps in if something happens to you.

Estate planning is simply about making sure your wishes are known and respected. No matter your situation.

What Happens If You Don’t Have One

Without an estate plan, state laws decide how your assets are handled. That process, called probate, can take months or even years.
It can leave families in conflict, assets frozen, and loved ones facing financial or emotional strain.
In some cases, it can even leave children temporarily in state custody until guardianship is sorted out.

How to Get Started (It’s Easier Than You Think)

You don’t need to know everything before reaching out. Start with a conversation.

Ask questions like:

• Should I start with a will or a trust?
• Who do I want to make decisions if I can’t?
• What matters most to me, people, property, or peace of mind?

   

Our attorney, Jeffrey Cardon, has guided countless families, individuals, and business owners through this process with compassion and clarity. His goal is to make sure every person walks away feeling prepared and confident, not overwhelmed. He takes the time to understand each client’s unique situation and priorities, ensuring their estate plan reflects their values and goals. With his guidance, clients gain peace of mind knowing their loved ones and assets are protected, no matter what the future holds.

Peace of Mind for the Future

Estate planning isn’t about fear or “what ifs.” It’s about love, preparation, and giving your family the gift of clarity. When your wishes are written down and legally sound, you relieve your loved ones of guesswork and stress. You give them time to focus on healing, not paperwork.

A thoughtful estate plan also makes sure that important financial and medical decisions are handled exactly as you intend. It can protect your assets, provide for your children or other dependents, and maintain the continuity of your business or personal affairs. By taking these steps now, you create certainty during uncertain times, prevent potential family conflicts, and leave a lasting legacy of care and responsibility. Peace of mind is not just for you it is a gift to everyone who matters most.

Final Thoughts

Planning for the future is an act of care for yourself and your loved ones. Whether you are building a family, caring for aging parents, or running a business, the best time to plan is now.

With an estate plan in place, you can:

• Ensure your wishes are followed exactly as you intend

• Protect your family from unnecessary stress and confusion

• Provide for your children, dependents, or business partners

• Gain peace of mind knowing your affairs are in order

Life is unpredictable, but your wishes do not have to be. Let us help you create a plan that gives you and your loved ones true peace of mind.

Contact Cardon Law to schedule a conversation with attorney Jeffrey Cardon and start planning with confidence.

This article is for general informational purposes only and should not be considered legal, tax, or financial advice. Please consult with a qualified professional about your specific situation before making any decisions regarding estate planning, taxes, or business matters.